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Umbrella insurance is a type of insurance that helps protect you from unexpected, major expenses. It’s kind of like a “safety net” for your other insurance policies.
Here’s an example: Let’s say you have car insurance to protect you if you get into a car accident. But what if the accident is really serious and the other person sues you for a lot of money? Your car insurance might not cover all of those costs. That’s where umbrella insurance comes in. It can help pay for things like legal fees and other expenses that might be too much for your other insurance policies to handle.
Basically, umbrella insurance is there to help you out if you get into a situation where you need a lot of extra protection. It can give you peace of mind and help you feel more secure.